The Vault Visa® Payroll Card has been introduced, according to Paycom Software Inc., a leading provider of complete cloud-based human capital management software. Every payroll cycle, employees can get up to two days’ worth of pay in advance thanks to the Vault Card and mobile app. In an era of rising inflation, it provides families with a financial safety net and avoids the need to pay fees to deposit salary checks. Offering this practical alternative gives businesses a competitive edge to recruit and keep employees while easing the administrative difficulties associated with standard checks.

Exclusively available to Paycom customers, Vault gives workers more control over their funds by giving them access to electronic deposit and 40,000 no-fee Allpoint® ATMs throughout the United States and Puerto Rico, which are frequently located at stores like CVS® and Walgreens®. The vault may also be used as a second account for expenses such as bill payments, shopping, travel, entertainment, and more.

Users using employee Vault cards also receive the following benefits:

  • simple enrollment through Paycom’s Employee Self-Service®
  • easy access to spending power anywhere Visa debit cards are accepted
  • Visa’s Zero Liability fraud protection
  • access to numerous exclusive offers and perks for Visa cardholders, including savings on hotels, subscriptions, restaurants, retailers, services, and more

“This is another step to simplify payday and the way consumers spend their hard-earned money,”

– Chad Richison, Paycom’s founder, and CEO

Utilizing all of the security features that Paycom and the Vault card have to offer, enrolled employees may take advantage of a completely electronic, secure financing experience.

Employees who successfully enroll in Vault are given both a physical card and a digital card to add to their mobile wallets, such as Apple Pay® and Google Pay®.

It also provides significant gains for employers by

  • boosting benefits to fight labour market volatility
  • removing the burden of paper-based payroll
  • giving employers an advantage in hiring and retaining staff
  • boosting benefits to fight labour market volatility


The self-service payroll system from Paycom, Beti®, is further complemented by its most recent payroll product. Employees are guided by Beti to identify and correct payroll issues before submission. By fixing mistakes in the user-friendly Paycom software, Beti guarantees proper payroll and removes headaches related to administration.

About Paycom

Paycom, an Oklahoma City-based pioneer in payroll and HR technology, is redefining the human capital management sector by empowering businesses to successfully navigate a fast-evolving corporate landscape. Its cloud-based software solution is built on a central system of records kept in a single database for all human capital management operations, offering the capability that organizations require to manage the whole employee life cycle, from hiring to retirement. Paycom may provide services to companies of all sizes and across all sectors. Paycom, one of the top suppliers of human capital management, provides services from locations all across the nation to clients in all 50 states.